About us

Locations

Overview

Nexos’s origins began as a bank following the 2008 financial crisis and dealing with the liquidity, payment and credit issues that the industry faced at that time. With a deep technology background rooted in a history of building payment, trading and capital market systems for over three decades, Nexos state of the art design is engineered to take advantage of the many opportunities ahead in digital finance. Today’s financial systems are heavily liquidity dependent and rely on price transparency and data interconnectivity.

Banking inefficiencies and stress are caused by inadequate and antiquated infrastructures and reduced access to liquidity in times of need. Nexos was formed to address the need for more modern infrastructure and increased access to liquidity.

The world is entering a new era of connected financial systems and commerce. New system designs and infrastructure is needed to address the demands of today’s modern customer and industries. Nexos was formed to meet this need. Nexos is a state-of-the-art payments and settlement platform for mobile initiated payments.

Management

Nexos was founded by Gordon Baird, the former CEO of Independence Bancshares and operating partner at Thomas H Lee Partners. Mr. Baird has over three decades of experience building new innovative financial services companies. He founded two finance companies growing one from inception to over $2 billion in assets and the other from inception to over $12 billion in assets. He designed and implemented multiple state-of-the-art trading, pricing and settlement systems including systems for match-funded repo and treasury desks, cross-currency trading and settlement platforms and credit arbitrage trading strategies. Mr. Baird was the recipient of the Temenos AG Product Innovation Award, a member of the Software AG North American Advisory Board, board member of ABA Card Solutions, the product certification program for the American Bankers Association. Mr. Baird advised the U.S. Treasury and the New York Federal Reserve on the emergency TARP and TALF programs during the 2008 financial crisis. He was a director at Citigroup Global Markets, Product Manager at State Street Bank and Trust Company and credit analyst at John Hancock Real Estate Finance. He led the $730 million recapitalization of Sterling Financial at Thomas H Lee Partners and made over $2 billion of investments managing Paramax Capital Partners. Mr. Baird was a member of the Board of Directors of Independence Bancshares and Independence National Bank, requiring approvals by the Federal Reserve Board of Governors and the Office of the Comptroller of the Currency. He is a Chartered Financial Analyst and former Board Member and Chairman of the Audit Committee of the Macquarie Total Return Global Infrastructure Fund, a NYSE listed closed end mutual fund.

Systems Deployment

Nexos launched its first commercial deployment in 2021, offering payment and banking services with its banking partners to individuals and businesses nationwide. Nexos operates on a global enabled infrastructure that delivers sub 700 millisecond latency across continents. Nexos systems can be deployed regionally or globally in the U.S., Europe, Asia, Middle East and Latin America.


Nexos is headquartered in Stamford CT and New York with resource centers located globally servicing customers across the U.S., Europe and Latin America.


Cashless Design

The world is rapidly moving beyond cash and physical branches to conduct transactions and interact with banking functionalities. The mobile phone and the always-on, always-available internet culture are driving innovation in cloud computing and infrastructure. These secular trends are fundamentally changing how banking and payments are conducted    The benefits of moving towards a real-time, frictionless, data-first payments framework are many, including:

  • Increasing innovation

  • Lowering costs

  • Increasing financial inclusion

  • Faster times to market

  • Faster prototyping and innovation

  • Increasing competition

  • Increasing convenience

Special Report - the Economist on digital cash - the changing era in payments.